Debt Payment Tracker

🏦 Debt Tracker & Payoff Calculator (Excel + Google Sheets)

Take control of your debt with this Debt Payment Tracker Spreadsheet! Whether it’s student loans, credit cards, car loans, mortgage, or house payments, this template helps you organize, track, and pay off debt using the Snowball or Avalanche method.

With an easy setup and a powerful dashboard, you’ll know exactly how much you owe, interest details, payoff timelines, and progress at a glance—so you can stay motivated and achieve financial freedom faster!

📊 WHAT’S INSIDE

This Debt Payment Tracker includes 2 simple tabs:
✓ Set Up Tab – enter your debt details (balances, rates, payments).
✓ Debt Dashboard – automatically shows totals, payoff dates, and progress.

✅ KEY FEATURES

• Supports Snowball & Avalanche payoff strategies
• Automatic calculations – no manual math required
• Track loans, credit cards, mortgage, car payments, student loans & more
• See debt-free date projections and payoff progress instantly
• Beginner-friendly & easy-to-use design

📥 WHAT YOU WILL RECEIVE

✓ Excel Spreadsheet (Debt Tracker)
✓ PDF with link to the Google Sheets version
✓ Step-by-step PDF instructions
✓ BONUS: 30-page Master Your Finances Guide

📝 HOW IT WORKS

1. Purchase & download your files instantly after checkout.
2. Open the Excel version right away, or access the Google Sheets version using the PDF link (requires a free Google account).
3. Follow the setup guide to input your debt details and start tracking your progress.

⚠️ IMPORTANT NOTES

• Built in the latest Excel (Office 365) – some features may not work on older versions.
• Some cells are protected to prevent deleting formulas. Edit only the white/unlocked fields.
• Colors may vary slightly depending on your screen.
• For help, simply contact us—we’re happy to assist!